The following program refund policy is applicable for all programs except YMCA child care and camp programs. Read the child care financial responsibility agreement and cancellation policy. 

• If the YMCA has to cancel a program, you will receive a full refund.
• If you have to cancel after signing up for a program, prior to the start date, the YMCA will provide you with a 100% credit (good for three months) to be applied toward another program or provide a 100% refund if you have to cancel for medical reasons.
• No refunds or credits can be given after the program begins
• If an individual misses or must drop out during a program for medical/family emergencies, classes may be made up where space is available. All credits are nontransferable.
• Child Care registration fees and camp deposits are nonrefundable.